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2019 Presidential Aspirants

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Over the weekend, so many political parties in Nigeria conducted their primary elections for the various political positions that will be contested for come 2019. This was due to the deadline of 7th October given by the independent national electoral commission (INEC).

2019-presidential-aspirants


There are so many speculations about the outcome of the primaries but after all, said and done, results were released and Nigerians are getting ready for the elections. On this article, we would be looking at the list of presidential aspirants for the different political parties that presented candidates, with their portfolio and all you need to know about them.


List of presidential aspirants for the 2019 presidential elections in Nigeria

Muhammadu Buhari - All Progressives Congress (APC): Buhari, as we all know, is the current president of Nigeria and a one-time Military head of state (1983-1985). He hails from Daura, Katsina state and has held numerous positions in government. He was born in 1942 and has been known with his fight against corruption in Nigeria.

He has achieved the following:
  • -          7th Head of State of Nigeria
  • -          15th president of Nigeria
  • -          Federal Minister of Petroleum Resources
  • -          Federal Commissioner of Petroleum and Natural Resources
  • -          A one-time governor of the North Eastern State


He is non-arguably the most experienced contestant for the position judging from the numerous political positions he has occupied.


Alhaji Atiku Abubakar – People’s Democratic Party (PDP): Atiku, born on November 25, 1946, is a man known for his building bridges of national unity across regional and religious lines in Nigeria. 

He has also occupied some political positions in the past and has numerous achievements which include:
  • -          Law diploma at Ahmadu Bello University
  • -          Worked at the Nigeria Customs Service
  • -          11th Vice President of Nigeria, (1999 to 2007)
  • -          A well-known businessman who has ventured into real estate, agriculture, trading, etc.
  • -          Established the American University of Nigeria (AUN) in Adamawa State
  • -          Given titles of the Turaki and Waziri of Adamawa



Donald Duke – Social Democratic Party (SDP): born on the 30th September 1961 in Calabar, Duke is a great man and was once the Governor of Cross River State from 1999 to 2007. 

Among his achievements include:
  • -          Cross River State governor
  • -          LLB degree from Ahmadu Bello University, Zaria
  • -          B.L from Nigerian law school, Lagos
  • -          L.L.M. in Business Law and Admiralty from University of Pennsylvania
  • -          Created the idea of the Obudu Ranch International Mountain Race.
  • -          Created the Calabar Carnival which started in 2004
  • -          Initiated the Tinapa Resort Project



Omoyele Sowere – African Action Congress (AAC): Sowere is a known media mogul, Nigerian human rights activist and the founder of a Nigerian online news channel the Sahara Reporters. 

He is well-known for the proposition that once he wins the presidency, Nigeria will begin the exportation of weed to countries where they are needed for medical purposes.
The 48 years old man has achieved a lot, some of which include:
  • -          Geography and Regional Planning at the University of Lagos.
  • -          Master’s degree in Public Administration from Columbia University
  •        He is a lecturer of Modern African History at the City University of New York and             Post-Colonial African History at the school of arts, New York.
  • -          Human right activist
  • -          He is the founder of the African Action Congress (ACC)


Fela Durotoye – Alliance for New Nigeria (ANN): Fela Durotoye is a well-known name when it comes to public and motivational speaking in Nigeria. He is a 47-year-old man from the southwestern part of Nigeria and has been the key advocate of building a new Nigeria since 2014.

His achievements include but not limited to:
  • -          Business strategist, motivational speaker, and nation builder
  • -          BSc. Computer Science and Economics
  • -          MBA. The Management of Change in Complex Organisations. OAU, Ile-Ife
  • -          Kennedy school of government: Harvard University
  • -          High impact leadership for a better society: Yale University, USA.
  • -          Has received an Honorary award from the African Young Entrepreneur's network
  • -          Has mentored over 13,000 leaders in business, enterprise, education, religion, and professional service.


Obiageli Ezekwesili – Allied Congress Party of Nigeria (ACPN): born on April 28, 1963, Obiageli Ezekwesili hails from Anambra State and has been known for her activism- the most recent being that of the BringBackOurGirls campaign. 

Her achievements include:
  • -          Master’s degree in International Law and Diplomacy from the University of Lagos.
  • -          Master of Public Administration degree from the Kennedy School of Government, Harvard University
  • -          A trained Chartered accountant from Deloitte and Touche Firm
  • -          Minister of Solid Minerals (2005)
  • -          Minister of Education (2006)
  • -          President for the African Region by the World Bank
  • -          Co-founder of Transparency International in Berlin Germany

Kingsley Moghalu – Young Progressive Party (YPP): Kingsley Moghalu is a 55-year-old Igbo man who served as the deputy governor of the Central Bank of Nigeria from 2009 to 2014. He is a professor of Practice in International Business and Public Policy at Tufts University, attended the University of Nigeria Nsukka and LSE (Ph.D.).

He is the current president of the Institute of Governance and Economic Transformation and a former United Nations official. He has received the prestigious honor as the officer of the Order of the Niger (OON) and is a fellow of the Chartered Institute of Bankers (FCIB) of Nigeria amongst other numerous awards.

Do you think Kingsley can be the next president of Nigeria? Let us know in the comment section below.


Mrs. Eunice Atuejide – National Interest Party (NIP): Mrs. Eunice the founder of the National Interest Party is also among the contestants for the 2019 Presidential elections. She is an interesting personality owing to her numerous qualifications and her age. 

She is just 39 and has achieved the following academic and societal feet:
  • -          Legal practitioner
  • -          LLB, LPC, LLM, BPP University, London, United Kingdom
  • -          BL, Nigerian Law School
  • -          MSc. Business administration
  • -          Studied at the University of Siegen, Germany
  • -           Speaks the three major languages in Nigeria (Igbo, Hausa, Yoruba), French and German languages. She has also traveled to over 73 countries of the world.
  • -          Owner of EB Consults. Ltd: a consultancy company operating out of the UK and Nigeria.

Others include:
Ahmed Buhari – Sustainable National Party (SNP)
Alistair Soyode – Yes Electorates Solidarity (YES)
Edozie Madu – Independent Democrats (ID)
Hamza Al-Mustapha – People’s Party of Nigeria (PPN)
Obadiah Mailafia – African Democratic Congress (ADC)
Prof. Peter Nwangwu – We the People of Nigeria (WTPN)
Olusegun Mimiko – Zenith Labour Party (ZLP)
Prince Eniola Ojajuni – Alliance for Democracy (AD)
Tope Kolade Fasua – Abundance Nigeria Renewal Party (ANRP)
Dr. Adesina Fagbenro-Byron – Kowa Party (KP)
Gbenga Olawepo-Hashim – Alliance for People’s Trust (APT)
Moses Shipi – All Blending Party (ABP)
Alhaji Ibrahim Usman – National Rescue Movement (NRM)


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Top Unpopular Tourist Centers You Should Checkout In Nigeria

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Nigeria, a country of over 180 million people is a West African country that is richly blessed with human and natural resources. It has different mineral deposits and crude oil deposits, rich wildlife, weather, and environment. It has also played host to different tourists from different countries of the world with popular places like Obudu cattle ranch, Borgu game reserve and the rest.

unpopular-tourist-centers-in-nigeria


There are other tourist centers that are arguably not as popular as the aforementioned once and, in this post, we would be looking at some of these not-well-known tourist centers in a bid to influence your choice of destination when next you plan for a tourist visitation to Nigeria or as a Nigerian, when you want to go on vacation.


Some not-well-known tourist centers in Nigeria

  • Coconut Beach: located in the ancient city of Badagry, near the border between Nigeria and the Republic of Benin, Coconut beach is a beach that is made up of coconut trees. It can be accessed through the Lagos-Badagry Expressway and there is no charge for entrance.


Coconut Beach


It is surrounded by holiday resorts, vacation huts, white sand, palm trees and the rural feeling of the area. It can be visited at any time of the year depending on when you want to. You can get fresh coconut juice from the beach and ride on horse backs at low costs.

It is indeed a great place to go if you are planning on a vacation at little or no cost. You can also get guest houses around the area.

  • Ancient Kano Walls:  built and completed from 1095 to 1134, the ancient Kano walls is a 14km radius wall built in Kano for defense by the ancient people of kano. It has several gates and have associated sites like the Dala hills, Kurmi market and the Emir’s palace.


Ancient Kano Walls


The Dala hills is the first place where kano indigenes first settled at. It is seen as the nucleus of living in Kano. It is believed to be of great influence to the civilization that was recorded in the Savannah zone of the west African sub region.

Kurmi market is believed to be the oldest and largest market in Africa and is still in existence up till this day. It has lanes which consists of traders who trade on the same goods and services having the same lane.

The Emir’s palace on the other hand, was built by a paramount ancient ruler Muhammadu Rumfa and consists of 3 gates and a magnificent structure to behold. If you are looking for a place for your next vacation, then think of the ancient wall of Kano.


  • Osun Sacred Grove:  located at the outskirts of Oshogbo, Osun state Nigeria, the Osun-Oshogbo sacred grove is one of the not-well known tourist centers in Nigeria. It is located in a dense forest and is said to be the place of abode of the ancient Osun goddess of fertility called OSUN. The forest has several rivers that meander throughout the forest and there are several shrines, artworks that are dedicated to the goddess and other deities of the land.


Osun Sacred Grove


The Osun goddess is celebrated with a festival every year and this is a great time to visit the grove although it can be visited at anytime of the year. If you are looking for a great place for your next vacation, then the Osun sacred grove is a great place to visit.

The Yoruba people of the southwestern part of Nigeria are well-known for their rich culture and with a visit, you will be thrilled.


  • Ngwo Pine Forest: another beauty to behold is the Ngwo pine forest located at the outskirts of Enugu town along the Enugu-Onitsha road, Enugu state, Nigeria. Although poorly managed, the pine forest is a very good site to behold. It has several pines in an arranged order that are very beautiful.


Ngwo Pine Forest


The place can be used for camping, picnics, site seeing and every other recreational activity you can think of. The place also has a waterfall which is inside a cave built with limestone by mother nature. As can be seen from the picture, the pine forest has played host to several international and local tourists.

If you are planning on the next place to go for tourism, then think Ngwo Pine forest. The people of Enugu are good and God-fearing people. The city is also nice, with a wide-range of hotels and rest rooms where you can lodge and take trips to the pine forest.

It is advisable that you find someone that knows the place and take him or her as a tour guide. You can find someone around the pine forest all the time.


  • Ibeno Beach: this is a beach located at Ibeno local government area of Akwa Ibom State, southwestern Nigeria. It is a beach alone the shorelines of the Atlantic Ocean and is a haven for lovers of nature. The beauty of the beach as can be seen from the picture below lies on the endless white sand dunes that stretches as long as the human eyes can reach.


Ibeno Beach


The dunes have stood the test of time and have not gone with the tides and the sound of the breeze heard on the beach is just soul-soothing. It is also adorned with several activities that you can engage in while at the beach. Activities such as beach volleyball, beach soccer, boat racing and water sporting. The beauty of the beach is that it can be visited at anytime of the year as there is no time it is dangerous to visit.

The beach also has an array of tall trees that are very pleasant for rest or for other recreational activities.

There are also hotels around the beach that you can lodge in while you enjoy the natural bliss of the beach. Hotels like Bexco Guesthouse (which you can pay as low as N6000 for a night) and Sunrise hotel and resort (which you can find a room as low as N4000 per night).

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How To Use Mtn Cvm Free Data To Browse

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Just this evening, Mtn rolled out a CVM free data that gave people 500MB by just dialing *449*2#.




Although they gave out the MB,  many people are still unable to browse with it. 

In this post, we'll be looking at a way through which you can use the free Mtn CVM data to browse. 

The data was just rolled out and be rest assured to get the settings.

Just drop your email in the comment section and I'll send it to you immediately I get over 100 comments on this post. 

I'm looking forward to that.  

How Can I Work Smart?

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There is this saying that working hard is not working smart and most people tend to do the former. This results in spending more time, energy and resources in doing things that ordinarily should be done in a better way and save time.

how-can-i-work-smart


In this article we would be discussing the various ways through which you can work smartly either as an entrepreneur, a student or a professional in any field. 

Below are some of the ways of working smarter:


Make a weekly plan: this indeed will be a daunting task to many because of uncertainties that may occur during the week. However, successful people have a laid down plan for each given week which although not strictly followed, acts as a direction so as not to waste time at all and to do only the things that matter when they matter.

There are several ways of making such plans either on a calendar, paper or anywhere at all. However, making such plans on calendars and paper do not provide reminders for you and so, finding electronic ways of doing so is very helpful. 

There are applications and websites that provide such services that you can try out. Most of them are free while others are paid with several features depending on the providers.


Here are some examples of applications that you can use to make your plans for each day of the year:

Clara: Clara is a very intelligent email application that schedules and coordinates meetings for you. This application is very important because scheduling meetings is a very stressful task, choosing free times and all that. Clara has to be installed on your email from where it will work from. It does not only save time for you but also lets you get stuffs done. Checkout Clara and you will be glad you did.


Your smartphone’s calendar application: Yes! We often tend to neglect our smartphone’s default calendar application. But they are indeed powerful and can be used to plan each day of the week, each week of the month and each month of the year. You can set alarms for each event some minutes before the time. It can easily be customized to your taste and is completely free.

I make use of it most times and I must say, it is invaluable.


Monday.com: this is a small tool that allows you set to do lists for yourself and your team members as well. You get to see the level of progress for each team members. You can also manage tasks and projects and assign them to team members.


Trello: Trello is another powerful application that helps you organize what you need to do every other day. It allows you assign tasks to team members as well and they can mark each task as done or yet to be done. It also sends reminder emails to you or your team members whenever the time for any event gets near.

It is fully customizable and keeps you and your team organized throughout the day, making you work smartly.


Google Keep: this is a wonderful application that was built by Google Inc. It allows you take notes, texts, images, audios and also helps you set reminders which is integrated with Google Now. It is a very good application and I tend to save important things I wish to remember every now and then on it. It is available as an Android application, iOS application and also as a web application. 

They are all synchronized with each other and all you need is a Google account in order to access this wonderful tool for the big brother Google.



Turn your phone off: this might sound funny but it actually is the truth. Statistics show many smartphone users spend more time on their smartphones every day. This has not only reduced productivity among the youth but has also caused a lot of damage to interpersonal communications.

The thing is, turning off your phone does not mean actually switching off your phone but rather means uninstalling applications and stuffs that make you waste time on your mobile phone. Like I do, I uninstall my social media applications once I notice they are ripping me off my time. I uninstall them when I find out I spend much time on them.

Also, knowing when to turn on or off your internet connection is very good for improved productivity and smarter work.


Don’t multitask: Back then we thought that doing several things at the same time is a show of how good someone is. But the truth is that whenever you multitask, your attention is divided and you end up not doing much on a particular task and may not finish any.

This is not a sign of working smartly. Start a particular task and finish it before starting another and see if your productivity will not improve.


Take regular breaks: after a long period of work, it is ideal that you go for a break. This might be in form of vacations or just some few days off. Most successful people spend time on vacations and tour the world in a bid to relax and improve their lives. It is often said that all works and no play makes jack a dull boy.

Plan for regular breaks as it will not only make you work smartly when you return to work but is also good for your health.


Automate as much as you can: thank God for advancements in technology. You can leverage on the benefits of technology and automate most things in your business or daily life. Payments, calculations of profit and loss, business schedules, email leads collection and feedbacks, etc. can be automated. This not only saves time, it passes for a smart work and will in turn increase your business’s revenue on a long run.


Conclusion: having outlined how you can work smartly, it is now left for you to choose whether to continue with your hard work or to work smartly. Leverage on these fore-mentioned ways and you’ll be glad you did.

We would like to hear from you. Did you learn a thing or two from the article or have any suggestion? Let us know on the comment section. It will also be nice if you share this post across your  various social media accounts and help your friends as well.

FCMB online business version: All you need to know

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It is no news that FCMB is among the best banks in Nigeria owing to the fact that they have a great customer base and great customer care service. They have an FCMB online business version that was specifically designed for small scale enterprises (SMEs) and other cooperate organizations.

fcmb-online-business-version


On FCMB online version, you can have access to your FCMB account every second of the day and this in turn, enables them make transactions and engage in business anytime and from anywhere.
FCMB online version is available for single bank users and for multiple user accounts.

What are the features of FCMB online business versions?

You might be thinking about the features of this service that makes it awesome. Don’t worry, I will let you know the features in no time. FCMB online business version is loaded and comes with the following features:

  • Ability to do forex transfers: You can transfer funds from one currency to another swiftly and on time.
  • Ability to access your account information from anywhere and at anytime
  • Easy transfer of funds to other FCMB accounts or to other banks
  • Make schedules for all transfers you would want to do for next day.
  • You can request for cheque book on FCMB online business version
  • Confirm cheques
  • Online real time account monitoring
  • It allows for several users and can assign different authorization rights to each user
  • It has a hardware token feature
  • You can download account statements in PDF format
  • You can transfer payments for you workers or suppliers in bulk


How can I start making use of FCMB Online Business version?

It is easy, you will have to visit any nearest FCMB branch near you and fill a form that will be given to you on enquiry. You can also download the form online, fill and submit it to the branch. The details needed alongside the form include:

  • Of course, you must have a single user or multiple user account with FCMB
  • Two duly completed signature cards
  • Two passport photographs. If it is for a multiple account, then two passports each of the authorizer and the initiator
  • A copy of certificate of incorporation of the small and medium scale enterprise
  • Copy of residence or work permit if a foreigner is a signatory to the account
  • Utility bill such as that from the electricity distribution company in your area
  • If the business is a limited liability company, then a resolution of the board to open the account should be provided too.

Do you wish to reach First City Monument Bank?

FCMB has a very vibrant customer care agents and they are at your service every second of the day, all year round. They attend to almost all their services ranging from account balance request, ATM card re-issuance, ATM card blocking to Account statement request through email.

To reach them, you can use the following media:
cooperate address at: Primrose Tower, 17A, Tinubu Street, Marina, Lagos.
Telephone: 01-279880, 07003290000
Whatsapp: (+234) 09099999814 or (+234) 090999999815


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What Are The Qualities Of Successful Entrepreneurs?

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So, you might have been asking this very important question; “what are the qualities of successful entrepreneurs?” It might be one you wish to know and maybe improve on yourself in a bid to make you join the league of successful entrepreneurs.

qualities-of-successful-entrepreneurs


In this article, I would be looking at some qualities of successful entrepreneurs and how you can make them part of you.

Qualities of successful entrepreneurs

A clear sense of direction: this is about the most important quality of successful people. They have a clear vision of what they want to achieve and all their actions are channeled towards achieving it. 

Have you got an idea? Do you wish to make your business excel? Then you have to focus on it full time. Mark Zuckerberg, the founder of Facebook at some point had a proposal from a twin to work on a project for them. He had to ditch it and concentrate on his project and today, we can see how big his idea has grown.

The thing with most people is that once they do not see profit from their idea, they tend to ditch it for another thereby not making it big. This is not to say that it is a bad idea to change a line of business or to try another idea if the present one is not working out fine.


Persistence: this is yet another vital quality of successful entrepreneurs. They do not give up on ideas, situations, etc. easily. They continue with the idea until it becomes a success. They are not cowed by any present state or any stumbling back.

They make decisions from the onset never to give up no matter what happens. You should also have this resolution in your daily activities so as to be a successful entrepreneur too.


Self-discipline: successful entrepreneurs are very disciplined in their quest to achieve greatness. They try as much as possible to remain focused at making their business idea work elimination any hinderance or distractions. They are so disciplined with laid down rules, steps and everything necessary to make their dreams a reality.

That does not mean they do not have time for leisure or for staying with loved ones, rather they have their life all planned out and followed, doing things as and at when due.


Passion: successful entrepreneurs have passion for whatever they put their minds to do. They involve themselves in things that they know they are passionate about. Passion backed up with determination drives them to success. It also makes them want to try it out again and again after several falls.


Not afraid to take risks: entrepreneurs are risk takers. If you wish to make it in entrepreneurship, you have to take risks every now and then. Greatness is only for risk takers. The risks meant in this context are calculated risks and not just any type of risk.

They weigh the potentials involved in a business, whether it is worth the time and investment before going into it. They determine whether or not to venture into a business by conducting extensive studies about it.



What Business Ideas can I start with Six Hundred Thousand Naira (600k)?

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If you have six hundred thousand naira that you wish to invest but don’t know which business to venture into, then look no further because you have come to the right place. It is often a difficult thing to decide on a business to go into, maybe because of the uncertainties or because you don’t have enough information about any business at all.



In this post, I will be discussing the different business ideas you can venture into with 600 thousand naira. They are verified businesses and I bet that by the time you go through this post, you’ll choose one or two of them.


Just grab a cup of coffee or better still, a packet of popcorn as I take you through these businesses.

Businesses that can be done with six hundred thousand naira (600k naira)


With 600 thousand naira, you can start a betting shop: With the increase in the number of people that bet different types of sports, you can start a bet shop in a strategic location and rake in lots of money within a short period of time.

The beauty of this business is that you may not be the one to operate the shop. You can get a guy or a lady to manage it for you while you do your daily business. You can register as an agent for any of the betting sites like Bet9ja, Merrybet, Nairabet or any other one you choose.

If your shop is located in a very nice place, you will be making not less than 30,000 naira every week. You might have to learn how it is done before you start up one or you employ someone that is experienced to handle it for you. You can easily get someone that is experienced from your neighborhood or just by visiting any bet shop near you.


With 600 thousand naira, you can start a boutique: humans cannot possibly live without wearing clothes and other accessories- especially women. With 600k, you can rent a shop and start selling clothes, shoes, and other clothing accessories and before you know it, you will be making lots of money from it.

Like the fore mentioned business, you have to rent a shop in a strategic place. You can also employ someone to look after the business while you act as the manager. By this, you will have time for yourself. It is advised that you monitor the business so as to avoid falling for your sales agents.

Also, you can get clothes for sale by picking grade 1 OK clothes, wash, iron and packet them and then, sell them at very high prices. You can leverage on social media sites for marketing and targeting your potential customers and before you know it, you’ll rake in lots of money.


With 600 thousand naira, you can start up a male beauty salon: yes! Barbing salon as they are popularly called is a very lucrative business that most people tend to neglect. Check this, in some streets, these hair stylists charge as high as 300 naira per cut while in some areas in Lagos, they charge over 3000 naira for it.

You can open one in a busy place, employ a professional stylist and boom! You’re ready for business. With this, you are assured of daily income and within a short period of time, you are already making gains from your investment.

You can as well start a female beauty shop, equip it with state-of-the-art facilities, employ professional stylists, nail experts and that’s it! You are good to go. You can add selling clothes or wigs as well.

How Technology can Promotes Financial Literacy and Encourage Investment Habit among Youth

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It is no news that technology has evolved so much that almost everything in this 21st century has felt its impact. The internet, smartphones and networking in general top the list of greatest technological innovations. These technologies have not only helped make materials readily available to the youth, but has also made it cheap and sometimes free.

how-technology-promotes-financial-literacy


Financial literacy as we all know is the possession of the set of skills and knowledge that allows an individual to make informed and effective decisions with all of their financial resources. It is quite unfortunate that most of our youth don’t learn about finance and are seen to plunge into financial debt. So many parents also do not have time for their children and so, provide little or no financial education to their children maybe because they too do not know about it.


The youth of this present century can be made financially literate by the use of technology. This is because they spend most of their time using technological gadgets from smartphones to internet facilities, to games, etc. This is obvious with the increasing number of social media users as released by their owners and high traffics to other webistes.

There are so many ways through which they can be educated using technology and they include:

Through mobile advertisements: since the youth spend more time on the internet, making use of adverts on these social media websites and other places they are found on the internet is a very good way of educating them financially.

It is said that what someone sees often becomes registered in the person’s memory and so, through mobile advertisements, they can be educated on spending and investment easily.


Through applications: the advancement in technology has made it possible for so much to be done including building sophisticated applications and expert systems that make use of the intelligence of a human expert. If mobile, desktop or web applications are built with intelligence gotten from a financial expert, it will go a long way in educating the youth financially.

These applications however should not be made too serious in order not to make them hate making use of them. It should be friendly and interactive. Applications that can monitor someone’s daily spending, and maybe give them a rundown of how much they spent in a day, with options of setting limits and providing notifications once these limits are exceeded.


Through videos: researches have shown that humans tend to retain more of an information if it is combined with audio and visuals. This is exactly what videos provide. Making videos that explain tough financial concepts will go a long way in increasing financial literacy.

Technological tools that ease the production of these videos abound and most of them are free. Creating these videos and making them cover various aspects of finance like saving, investing, interest rates, bank accounts, inflation and so on will be of great help to the youth.


Creation of games: the youth apart from the internet, are also fond of games. They spend hours on playing games (video games, mobile games and internet games). In so doing, they learn a lot from these games that remain with them for a very long time. Creation of games that will teach finance will be of great help to the youth.

There are some games that already teach finance and most people have learnt a lot from them. Games like monopoly, cash flow 101, the game of life, payday, charge large, etc. have been of great help to many in terms of teaching finance but most of them are not free.

Creating similar games and making these ones free for the youth either through sponsorship in schools, will be of great help.

There are also gaming sites that provide practical money skills to the youth and help them learn the essentials of personal finance. This will ensure that these younger generation imbibe the culture that will enable them make better informed financial decisions.


Conclusion: technology can indeed be of great help in educating all on financial management and investment. Government and private individuals at all levels should help in educating our youth on spending and investment so as to avoid a generation of carefree spenders that will not only be of great disadvantage to our economy but to the world at large.

Legerweb - An Easy Way To Earn Money Online From Surveys

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Have you been looking for ways of getting money online? Do you know you can make so much money online taking surveys? We are happy to present to you this wonderful site where you can make money online taking surveys and cashing out in different ways.

legerweb-earn-money-from-survey


Legerweb is a Canadian survey site where you get to take surveys and earn in dollars depending on the amount the survey organizers paid for it. We have earned so much from it and that’s why we want to introduce you to this website.


It is very easy to take surveys on Legerweb and these surveys can be taken from the comfort of your homes, offices, or even while chilling out with friends on your smartphones or computers.


It was founded in 2004 and is a survey company that is based in Montreal. It does not only pay you for taking surveys on its platform but also pays you when you refer your friends to the site. It is absolutely free to join and their interface is very easy to navigate.


Having being in business for about 14 years, Legerweb boasts of over 350,000 members that take surveys and get paid on request.


You get paid in either by Air Miles, cash payment by check, by charity donation, sweepstake entries or PayPal.

All you need to know about Legerweb- earn money online from surveys

1 Is Legerweb genuine?
Yes, they are genuine and have paid so many people for taking surveys. Also, they have this draw where users get to win up to a thousand dollars. We have tested this site for a while and received payments directly to our PayPal account.

2 How much is the minimum amount I can withdraw from Legerweb?
On Legerweb, you can withdraw a minimum of $20 or 20 in Air Miles. After reaching that threshold, you are expected to wait for 24 hours before requesting payment as it is required for the admins to rectify the prices.

Once you request for payment, it will be processed and you will receive your payment within 7 working days to the payment option you prefer.

3 How much do I earn for each member I refer?
You earn $1 for each member you refer to the site that ends up taking at least one survey. This is a very easy task as all you need to do is to send the person an invite by putting their email on the site. You can also do that through a referral link that is given to you upon registration.

4 How long does the surveys take?
This depends on the number of questions and also the amount to be gotten from the survey. Some short surveys take about 5 minutes while some can last for about 45 minutes.

5 Is the survey meant for only Canadians?
Yes, their surveys are meant for only Canadians although there is a way through which you can participate in the survey from other parts of the world. This simple way is by changing your IP address to a Canadian IP. This can be done on android by getting any VPN application (example: windscribe, hotspot shield, psyphon shield, etc.) that has Canadian servers on them.

You can also change your IP address on your PC if you are not in Canada through some hotspot shield applications or VPNs for PCs. You can also make use of plugins for web browsers to change your location and participate in the survey.

If you are in Canada or in the US, then there is no need for you to change your IP address.

6 Are the surveys steady?
The surveys come as and at when they feel like sending them out. This might probably be because they wait on companies that need to take surveys to bring them before sending them out to their users.

7 How do I get started?
If you are in Canada or the US, to get started, just click this link, complete the registration process, confirm your registration and start taking surveys immediately.

If you are not in the fore mentioned countries, just download the VPN on any device you wish to register with, select any server in Canada, then click on this link

If you are not in Canada, then you need to generate valid details of a Canadian resident. You can do so by going to any of the fake id generators online, generate the details of someone in Canada and make use of it.

Below is a screenshot of the payment we received last


You can watch this video also



Conclusion
Do you have any questions regarding Legerweb? Let us know through the comment section below. We love to hear from you. You can also share this post with your friends across all your social media accounts and help them earn more money online during their spare time.

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Importance of Videos In Business Advertisement

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In business, it is one thing to place adverts on different advertising platforms like social media, Google AdWords and any other platform, and it is another to get them retained by your target audience. So many of our target audience just read our adverts and go their way.

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From research, it is seen than people tend to retain 58% of both visual and audio stimulation which is what videos are all about. If you have not been leveraging on videos for your advertisement, then you might be losing out.


In this article, we would be looking at the importance of videos to business adverts. Just relax as we take you through the importance.


Importance of videos to business advertisement

1 video increase conversion rates: the conversion rates are observed to be increased by 80% when a video is included in the landing page or advert. Videos can make viewers leads just because of the video they watched. Also, sometimes using videos convey better information about a product or service you are trying to market than mere words.

If you can get a good marketer to talk about your product in a video, you will surely see an increase in conversion rates for your adverts. It is however not a must to have a marketer on your video. You can use animations and animated characters too.


2 videos are loved by search engines: recent updates on search engine algorithms put more interest in videos that engage audience more than texts. This can be seen in search results as pages with videos get more visits from search engines. Also, putting your adverts on YouTube (which is the second search engine after Google) will increase visits. Just make use of the right keywords and titles and you will see conversions for your product.


3 videos improve your company or business’s credibility and trust: if you continue making videos that are engaging and explain all the customer needs to know about your product, it builds their trust in your business. When they find out from other sources or researches that what you told them are true, they tend to recommend your videos to their friends and buy from you.


4 it increases social shares: people tend to share interesting videos with their colleagues and on social media if they find it funny, educative or interesting. All you need to do, is to make videos that are a bit funny or entertaining and at the same time, add your product at the end or somewhere and you will see the magic.

You might have come across a video that looks like a comic and at the same time advertises a product, right? Yes! We all have seen such videos and we really like them.


How then do I get these videos?

This is a very good question that I believe you asked. If you have in-house graphic designers, you can tell them to make these videos for you and add all the stuffs you want to add. If you are a sole proprietor, then you might to employ the services of freelancers on Fiverr.com, Upwork or any other website. You can also employ nearby designers to do the work on a part-time basis.

You can also learn how to make such videos in your spare time. There are applications for smartphones and computers that are built to help you do that. A little search will reveal them to you.

How To Download Udemy Videos

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Udemy.com as we all know is a premium site where you can take any course on almost every subject matter in the world. Established in 2009, Udemy has provided many with free and paid courses at very cheap prices that you probably cannot get elsewhere.

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The problem with Udemy however, is that when one wants to have access to the tutorials he bought or to free tutorials offline, he finds it hard to do so. Especially when he or she is browsing with a laptop.


Udemy however has a mobile application that is available for both android and iOS respectively. This mobile application has a feature that allows users to save videos so as to watch them in offline mode. But the problem with it is that the saved videos are not available in the gallery as they found a way of hiding them.


This is a very huge problem for people who wish to share such videos with family members and colleagues at the workplace. Although some Udemy videos have links to download on the dashboard if the author wishes to allow viewers download it, it is somehow tiring to do that and most premium videos do not have this feature enabled.


In this tutorial, we would be looking at the various ways of downloading Udemy videos in parts and in bulk. Some of the tools we would discuss are free, premium and some have free trial periods. They are all tested and confirmed to be working and so, it is left for you to choose the one that best suits what you want and go for it.


Ways of downloading Udemy videos for offline watching

1 Udeler cross-platform Udemy course video downloader: this is an open source software that allows you download Udemy courses to your PC free of charge. All you need to do is to login to your Udemy account through the application and you can download your videos on the go. You can download multiple videos at once and it is very easy to operate.

Features of the Udeler software includes its ability to choose the video quality of your choice, download multiple courses at a time, set download start and download end, pause and resume downloads at any time, choose download directory and its multilingual ability.

To download Udeler, checkout this github repository and download it github.com/FfaisalUmair/udemy-downloader-gui


2 Allavsoft: this is also a very powerful tool that can be used to download videos from different video servers like YouTube, Lynda, Udemy, etc. at once.

To download Udemy courses with Allavsoft, download the application from the developer’s website, enter the URL of the Udemy course, you can choose the video format you want it to be and every other setting you wish to do. Then, click on the download image below the page.

You will be prompted to enter your Udemy login details and once you have entered the correct details, the videos will be downloaded by the application.


3 Internet download manager: this is a very powerful software that allows you download videos from Udemy and indeed all video sites. It is premium and they also give you some days of free trial. Once you have it installed, it adds an extension to your browser from where you can download your videos.

Once installed, open up your browser and login to your Udemy account. Start watching the video and once it starts playing, click on the download icon at the top right part of your current window (this button was added by Internet download manager). Once clicked, the video will be downloaded to your PC. All you need to do is to click on other videos once the first is downloading and repeat the steps as above and you will have all of them downloaded to your PC.



4 From the Udemy android application: Yes! I earlier stated that you can download Udemy videos on the Udemy mobile application but the issue is that it cannot be accessed elsewhere except the app.
There is a way however of transferring the downloaded videos to your system and view it anytime you want. This is ideal if you do not want to use any of the fore mentioned third-party applications.

All you need to do is to download the Udemy mobile app, login to your account, select the course you wish to learn and click on download for offline view. Once completed, then follow the steps below:
i.                     Connect your android device to your PC using a USB chord or any other method of your choice.
ii.                   Enable MTP on your android device, open the storage location you are saving files to on the android.
iii.                 Then, open the following folders Android/data/com.udemy.android/files/udemy-final-downloads/
iv.                 You will see all the video tutorials you have downloaded earlier in the udemy-final-downloads folder. Just copy the videos to your PC and that’s all.

There are other methods that can be used to download video tutorials from Udemy that were not listed in this article. Do you think we missed a very important one? Tell us about it through the comment section below. We would like to hear from you. Did you try any of them and it worked? Also let us know about it and we would be glad to hear from you.

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